Hi there, I’m Dr. Peggy Bolcoa, a licensed marriage and family therapist with more than 20 years in the field. Today, I want to talk about a topic that comes up a lot in my sessions: signs she is using you. If you’ve ever asked yourself, “Is she using me?”, you’re not alone. Many guys come to me with these questions, especially in the world of online dating where things move fast and fakes show up often.

In my practice, I see how these situations play out. Women might lean on a man for money, rides, or just a boost to their ego without giving back the same care. This happens in all kinds of setups, but online dating amps it up because profiles hide real motives. Stats show that 55% of people who date online face some kind of threat or problem, from scams to emotional tricks. And emotional abuse, which often ties into using someone, hits around 80% in relationships. Over 61 million women and 53 million men deal with psychological aggression from partners. These numbers come from solid sources like the CDC and research studies, and they back up what I hear every day.

Let me be straight: No one deserves to feel like a tool in their own love life. If your gut says something’s off, pay attention. In this article, I’ll lay out clear signs your girlfriend is using you, pull from my own cases, toss in some hard facts, and wrap up with advice to help you move forward. We’ll focus a lot on online dating because that’s where many of these issues start these days. Ready? Let’s get into it.

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15 Clear Signs You Are Being Used by a Woman – Don’t Ignore These!

Based on what I’ve seen in thousands of hours with clients, here are 15 big signs that point to her using you. I’ll number them for easy reading, add examples from real life (with names changed, of course), and tie in how they show up in online dating. Remember, one sign might not mean much, but a bunch together? Time to think hard.

  • She Only Texts or Calls When She Needs a Favor. If her messages pop up just when she wants money, a ride, or help with something, that’s a red flag. In online dating, this happens a lot – you match on an app, chat a bit, and suddenly she’s asking for gas money to meet up. I had a client, Mark, who met a woman online. She only reached out when her car broke down or she needed groceries. Stats show financial abuse hits 99% of domestic violence cases, but it starts subtle in dating. If she’s not checking in just to say hi, ask yourself: Is my girlfriend using me for convenience?
  • She Never Pays for Dates or Splits Costs. You always foot the bill, even for small things like coffee. She might say she’s broke, but her social media shows fancy trips. Online, this red flag waves when she picks pricey spots for first meets but forgets her wallet. Nearly 22% of people report financial abuse in past relationships. As I tell my clients, “A real partner shares the load, not just the fun.”
  • She’s Hot and Cold with Affection. One day she’s all over you, the next she’s distant. This keeps you hooked, hoping for more. In some apps, erratic texting – hot one day, silent for a week – affects 32% of users. It’s a classic manipulation tactic. Emotional tricks like this show up in 65% of teen dating violence as psychological abuse.
  • She Talks About Herself Non-Stop but Ignores Your Stories. Conversations revolve around her day, her problems, her dreams. When you share, she changes the subject. Online daters spot this when video calls turn into her monologue. This one-sided chat signals she’s using you as a listener, not a partner.
  • She Avoids Meeting Your Friends or Family. If she’s not keen on joining your circle but wants you in hers, watch out. In online dating, she might delay real-life meets altogether, keeping things virtual where she controls the narrative. Up to 19% of teens face dating violence, often starting with isolation.
  • She Only Wants to Hang Out on Her Terms. Plans happen when she says so, and she cancels yours last minute. This shows she doesn’t value your time. On dating sites, this looks like flaking on dates unless it’s something she picks.
  • She Uses Tears or Guilt to Get What She Wants. When you say no, she cries or makes you feel bad. This emotional pull is common in relationships, with 40% of women and 32% of men facing expressive aggression. Online, it might come through dramatic texts.
  • She’s Secretive About Her Phone or Social Media. She hides her screen or gets mad if you glance over. In online dating, this could mean she’s chatting with multiple guys. Trust issues from catfishing affect many, with 49% saying online dating isn’t safe.
  • She Never Apologizes for Mistakes. Even when wrong, she twists it back on you. This gaslighting is a form of emotional abuse, prevalent in 41% of women and 43% of men in studies.
  • She Asks About Your Money Early On. Questions about your job, savings, or car come up fast. In dating apps, this screams scammer. Financial exploitation ranges from 52% to 98% in some reports.
  • She’s Only Intimate When She Wants Something. Sex or closeness happens right before a favor is asked. This barter system isn’t love; it’s use.
  • She Criticizes You to Keep You Down. Constant put-downs make you doubt yourself, so you try harder to please her. Psychological aggression hits millions.
  • She Keeps Other Guys Around as Backups. You see flirty texts or hear about “friends.” In online dating, she’s active on apps while with you.
  • She Doesn’t Support You in Tough Times. When you need her, she’s busy. But she expects you there for her crises.
  • The Relationship Feels Like a Job. You give and give, but get little back. This imbalance leads to burnout, common in abusive setups.
Peggy Bolcoa

These signs build on what competitors list, but I add my therapy lens and online twists. Unlike short lists, I go deeper with examples to help you see them in your life.

How to Know If a Girl Is Using You in Online Dating – Extra Warnings

Online dating changes the game. Here are five more signs tailored to digital romance:

  • She Pushes for Quick Meets at Your Place. Avoids public spots, hinting at ulterior motives like theft or worse. 23% face online stalking from dates.
  • Her Profile Has Inconsistencies. Stories don’t match, or photos look fake. Catfishing is a big risk.
  • She Asks for Money Before Meeting. Classic scam, but some fall for it. Financial abuse starts here.
  • She Ghosts After You Say No to a Request. Test your boundaries early.
  • She Mirrors Your Interests Too Perfectly. Feels scripted, like she’s researched you to hook you.

In my articles, I stress checking these early. Online, red flags fly faster.

From My Therapy Room: Real Cases and Lessons Learned

Now, let’s get personal. In my 20+ years, I’ve worked with hundreds of couples and individuals caught in these traps. As a fan of EFT, I help them spot attachment issues that lead to using behaviors. Let me share some stories – details changed for privacy.

Take John, a 35-year-old guy I saw last year. He met Sarah on LatiDate. At first, things seemed great: daily texts, fun dates. But soon, Sarah only called when she needed help with rent or her car. “Dr. Bolcoa,” he said, “is my girlfriend using me?” We dug in, and yes, she was. Through sessions, John saw how his fear of being alone kept him there. We worked on his self-worth, and he left. Now he’s in a balanced relationship.

Another case: Mike and Lisa, a couple in their 40s. They came to me after Mike felt used. Lisa, who he met on SofiaDate, never paid for anything and avoided his family. In therapy, we uncovered her past betrayals that made her guarded. But she used Mike for stability without giving emotion. “I felt like a bank,” Mike told me. We did EFT exercises, where they shared raw feelings. Lisa admitted, “I didn’t know how to give back.” They fixed it, but not all do.

One wild case: Tom, 28, from SakuraDate. His girl, Emma, was hot and cold, affectionate only for favors. Turns out, she had three other guys on the side. Tom said, “How to know if a girl is using you? She vanishes when you need her.” We talked stats – like how 1 in 4 women face intimate partner violence, but men do too, often emotionally. Tom built boundaries and moved on.

I’ve seen financial twists too. In one session, a man realized his online date used him for gifts, echoing the 99% financial abuse in DV. As I often quote myself in sessions: “Love shares; use takes.” These cases taught me that early signs save heartache. In group therapy at my South Coast Center, we role-play spotting them.

Peggy Bolcoa

Working with couples, I notice patterns. Women who use it often come from tough backgrounds, but that doesn’t excuse it. Men stay because of low self-esteem. My approach? Non-judgmental talks to fix roots. One couple, after adultery (she used him post-betrayal for support), rebuilt trust. “Thanks, Dr. Bolcoa,” they said. “You showed us the signs.”

These stories show it’s fixable with work, but sometimes you walk away.

Signs Your Girlfriend Is Using You – What the Numbers Say

Let’s back this with more facts from reliable sources. Emotional manipulation and related abuses show up way too often in relationships, and the numbers prove it. Here’s a list of key statistics to put it in perspective, especially tying into signs of being used like financial strain or emotional tricks:

  • Research shows emotional manipulation is rampant, with 41% of women and 43% of men reporting coercive control in relationships.
  • Nearly half of all women (48.4%) and men (48.8%) in the U.S. have experienced psychological aggression from an intimate partner.
  • One in four women and one in six men have faced partner emotional abuse since age 15.
  • In dating, 1 in 3 U.S. teens will experience physical, sexual, or emotional abuse from a partner before adulthood.
  • Up to 19% of teens deal with sexual or physical dating violence, and about half face stalking or harassment.
  • Online dating adds risks: 55% of users have faced some form of threat or problem, from scams to harassment.
  • About 42% of adults under 50 say online dating isn’t safe, highlighting the lurking dangers.
  • Financial abuse hits hard, occurring in 99% of domestic violence cases and affecting nearly 22% of people in past relationships.
  • This kind of financial strain from being used impacts well-being more severely than other forms of abuse in many cases.

Use these stats to see you’re not alone – these problems are widespread, but recognizing them is the first step to better relationships.

Myths About Being Used – Busting Common Lies That Keep You Stuck

Over 20 years in therapy, I’ve heard every excuse guys make to stay in bad spots. “She’s just stressed,” or “All women do this.” Wrong. Let’s smash these myths with facts, stories from my chair, and hard data. This matters big in online dating, where myths spread like wildfire on forums.

Myths
  • Myth 1: “If she’s hot, it’s worth it.” Nope. Looks fade, but emotional drain lasts. A 2021 study in the Journal of Personality and Social Psychology found attractive partners who manipulate cause more anxiety than average ones who care. Client Dave chased a stunning online match who used him for dinners. “She was a 10,” he said. But after a few sessions, he realized that her beauty hid selfishness. Now he’s with a kind 8, and he’s happier.
  • Myth 2: “Women need providers – it’s natural.” Old-school thinking. Modern relationships thrive on equality. The Pew Research Center’s 2023 survey shows 71% of adults want shared finances in partnerships. If she’s using you for money, it’s not biology; it’s entitlement. In online dating, watch for profiles hinting at “generous men.” That’s code for the user. My couple, Tim and Jen (met on Hinge), fought over this. Jen expected gifts; Tim felt used. We fixed it by splitting costs from day one.
  • Myth 3: “She’ll change if I try harder.” Classic trap. People change when they want, not because you give more. A meta-analysis from the British Journal of Psychiatry in 2020 reviewed 50 studies and found only 22% of manipulators reform without therapy. Don’t bank on it. Online, if she ignores your needs early, she won’t flip later. Case in point: My client Rob sent gifts to an app match who promised to visit but never did. “If I send one more,” he thought. Spoiler: She didn’t change; he lost $800.
  • Myth 4: “It’s my fault – I’m not enough.” Self-blame keeps you hooked. Users pick empathetic targets. Harvard’s 2018 empathy study links high empathy to exploitation risk. But it’s her issue, not yours. In group therapy at my center, men share this and see the pattern. Online daters, beware profiles that flatter excessively – it’s grooming.
  • Myth 5: “All online dating is like this.” Not true. While 55% face issues, per Statista’s 2024 report, many find love. Success comes from vetting. Use apps with verification, like Bumble’s blue checks. My success stories? Plenty. One guy met his wife after ditching a user. “I learned the signs,” he said.

Busting these myths frees you. In my work, guys who drop them move on faster. As I say, “Myths chain you; truth sets you free.” Apply this, and your next relationship will rock.

Final Thoughts from Dr. Peggy Bolcoa: Break Free and Find Real Love

As a psychotherapist, I see the toll of being used: stress, low mood, lost trust. But you can stop it. If you spot these signs – she only calls for favors, never pays, goes hot and cold – talk to her calm. Say, “I feel like things are one-sided.” If she denies or blames, it might be time to go.

Build your own life: friends, hobbies, therapy. In my practice, guys who leave toxic setups find better matches. Remember my words: “A good relationship lifts both; a bad one drains one.” If you’re asking “is she using me,” trust your gut. Reach out – my door’s open at peggybolcoa.com.

Stay strong. You’ve got this.

FAQ

What are the top signs she is using me?

Key signs include her only contacting you for favors, never paying for dates, being hot and cold with affection, and avoiding your friends or family. If multiple hit, reevaluate.

How to know if a girl is using you in online dating?

Watch for quick money asks, inconsistent stories, flaking on plans unless she benefits, and pushing for private meets too soon. Verify with video calls early.

Is my girlfriend using me if she never apologizes?

Yes, that’s a red flag for manipulation. Healthy partners own mistakes; users twist blame to keep control.

What should I do if I spot signs your girlfriend is using you?

Journal evidence, talk calmly using “I” statements, set boundaries, and if she doesn’t change, end it. Seek therapy for support.

Can a relationship recover if she’s using me?

Sometimes, with mutual effort and counseling like EFT. But if she denies issues, it’s often better to move on for your well-being.